1. Send a statement
Snap a photo or upload one recent processing statement. Or skip it and answer four quick questions in the rate check below.
Free credit card analysis for Los Angeles businesses.
Find out what you really pay to take cards. We read your statement line by line, show your effective rate and point out every fee you can drop, from Downtown to Long Beach.
- Free, no obligation
- Results in about a day
- California-compliant pricing
How the free analysis works.
Most LA business owners have never seen their processing costs explained in plain English. That is the whole point of the analysis.
2. We break it down
A specialist separates interchange (what card brands charge every processor) from the markup and fees your processor adds.
3. You see the numbers
Your effective rate, the fees you can drop, and a side-by-side of what the same month would cost with us.
4. You decide
No pressure, no contract. If switching saves you money, we set it up by phone, text or video with a free terminal.
What we look for on Los Angeles statements.
Surcharge lines that break California rules
Since July 1, 2024 California requires mandatory fees in the displayed price. If your statement or receipts show a separate card fee, we flag it and show a compliant option.
Tiered "non-qualified" rates
Rewards and business cards often get pushed to higher tiers. We compare that to interchange plus one flat membership.
Junk fees
PCI non-compliance, statement, batch, "regulatory" and annual fees that add up without paying for anything.
Locked-in leases and contracts
Equipment leases and early termination fees hide in the agreement, not the statement. We help you read both.
Free analysis across Los Angeles County
- Downtown LA
- Hollywood
- Koreatown
- East LA
- South LA
- Westside
- Santa Monica
- Pasadena
- Glendale
- Burbank
- Long Beach
- Torrance
- Culver City
- Inglewood
- West Hollywood
- Beverly Hills
Everything is done by phone, text or video, so we can work with any business in LA, and anywhere else in the US.
Questions about the Los Angeles analysis.
Is the analysis really free?
Yes. There is no cost and no obligation. You get the breakdown whether or not you switch.
What do I need to send?
One recent monthly processing statement is best. If you do not have one handy, the four-question rate check below gives you a grade in about a minute.
Can you meet in person in LA?
Your specialist works with you by phone, text and video and walks you through the results on a call. Equipment ships to you, free.
Do you work with high-risk LA businesses?
Yes. CBD, vape, firearms and other high-risk accounts are welcome. See our high-risk page for details.
What grade does your processor get?
Four quick questions you can answer from memory. You'll see a letter grade, what you're overpaying each month and your best plan. No statement, no account numbers.
Get your free credit card analysis.
Send a recent statement or answer four quick questions. A specialist shows you, line by line, what you pay now and what you would pay with us. No obligation.