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Credit card processing with the junk fees cut out.

Premium card processing at true interchange cost, plus one flat membership. No contract, no junk fees, and a dedicated specialist who picks up.

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Or click any fee on the receipt to cut it yourself.

LEGACY PROCESSING CO.

STATEMENT · P. 3 OF 7


  • CARD SALES$$$$$
  • INTERCHANGE+MARKUP?.??

TOTAL FEES?.??

QUESTIONS? PLEASE HOLD.

Works with the names your customers already useEvery membership takes every major card and wallet, and plugs into the cart you already have.

  • Visa
  • Mastercard
  • American Express
  • Discover
  • Apple Pay
  • Google Pay
  • Shopify
  • WooCommerce

Let's find your plan.

Five quick questions, the same ones our specialists ask on a first call. You get a recommendation and an honest estimate before we ever ask for your email.

  1. Your business
  2. Card sales
  3. How you get paid
  4. What's not working
  5. What you pay
Swipe Saver specialistUsually replies instantly

Hi! What kind of business do you run?

Play statement bingo.

Grab your last processing statement and tap every fee you find on it. Five in a row means real money is walking out the door.

The free square is ours. A Swipe Saver statement has none of these 24 fees.

Fees found0/ 24

Nothing marked yet.

Bingos0

Mark five in a row to call bingo.

What would you keep?

Enter your monthly card volume and what you pay now. We'll price the same month at interchange plus one flat membership.

This prices our Premium plan. Hybrid and Zero can cost you even less: compare all three.

Example numbers shown. Replace them with yours.

$
What you pay now
%

Effective rate is total fees divided by card volume. A ballpark is fine.

$
How you take cards
Assumptions
%
$
$

Interchange defaults to typical 2026 Visa, Mastercard and Discover rates for your card mix (Helcim, via The Motley Fool). Those rates include a small processor markup, so the estimate leans conservative. American Express costs more. Membership follows your volume tier.

SWIPE SAVER · SAVINGS ESTIMATE



CARD VOLUME$0

SALES (EST.)0


YOU PAY NOW$0

EFFECTIVE RATE0%


WITH SWIPE SAVER

INTERCHANGE (EST.)$0

MEMBERSHIP$0

ADDED FEES$0.00

TOTAL$0

EFFECTIVE RATE0%

YOU KEEP / MONTH$0
PER YEAR$0
Get my free analysis See full pricing

An estimate from the numbers you entered. Your real cost depends on card types, your industry and how cards are taken. Your specialist confirms the exact price in writing.

Premium processing. Not a premium price.

Pick your membership. Every one comes with a free terminal, no contract and a specialist who knows your business by name.

Your monthly card sales

Most transparent

Premium

$25a month, Essential tier

Interchange at true cost, plus one flat membership. The same pricing model the big retailers use.

Customer pays on a $40 sale$40.00

Premium includes

  • Interchange passed through at cost, no markup
  • One price for every customer
  • Membership sized to your volume
  • Free terminal, no contract

Best balance

Hybrid

$25a month at any volume

Credit card customers cover their own card cost. You only pay on debit.

Credit customer pays on a $40 sale$41.20

Hybrid includes

  • 3% credit card surcharge, shown before payment
  • Debit at 1.5% + $0.25
  • Signage and receipts set up for you
  • Not available in Connecticut, Maine and Massachusetts

Lowest cost to you

Zero

$25a month, zero processing fees

Your posted card price covers the card cost, and cash customers save. You pay only the membership.

Card price on a $40 sale$41.40

Zero includes

  • $0 in processing fees
  • Card price posted, cash price at the register
  • Works where surcharges are banned
  • Membership sized to your volume
Compare every detail Run my own numbers $0 setup. Cancel anytime, no fee.

Built around how you get paid.

Pick your kind of business and see the setup our specialists would put on your counter.

Close tabs, not your margins.

Tableside tap to pay, tips on screen and split checks in two taps. Your servers never walk a card to the back again.

  • Tips and split checks on screen
  • Tabs that stay open all night
  • Receipts printed at the table

Your setupHandheld smart terminal + Smart POS station

Tip added: $10.80

Machines that are easy to love.

Every machine arrives set up for your account, and your specialist walks you through your first sale. Already have one you like? Keep it.

Free with membership

Countertop terminal

Best for retail counters, front desks and quick service

  1. Plug in power and internet
  2. Key in the amount
  3. Customer taps, inserts or swipes

Quoted with your plan

Handheld smart terminal

Best for tableside, curbside and line-busting

  1. Carry it to the table or the line
  2. Customer adds a tip on screen
  3. Receipt prints in your hand

Quoted with your plan

Smart POS station

Best for restaurants and shops that want a full register

  1. Ring up items or open a tab
  2. Customer pays on their side
  3. Sales and tips sync to your reports

Free with membership

Mobile card reader

Best for food trucks, markets and service calls

  1. Pair it with your phone
  2. Enter the amount in the app
  3. Customer taps, inserts or swipes

Free app

Tap on phone

Best for anyone who wants to start today, no hardware

  1. Download the app
  2. Enter the amount
  3. Customer taps their card on your phone

Included

Online checkout

Best for online stores, phone orders and invoices, with a virtual terminal included

  1. Connect your cart, or log in to the virtual terminal
  2. Customer checks out, or you key the card
  3. Funds land with your other sales

Also included

Text-to-pay links, invoices, recurring billing and ACH, on every membership.

Works with

  • Shopify
  • WooCommerce
  • BigCommerce
  • Magento
  • OpenCart
  • PrestaShop
  • WordPress
  • Volusion
  • ZenCart
  • Authorize.net
  • NMI

Takes every card

Visa, Mastercard, American Express, Discover, Apple Pay, Google Pay and ACH.

Online payments and integrations

Low, medium or high risk. We underwrite all three.

In-house, with banking partners that work with each tier. Select the one that describes your business.

Approval depends on underwriting, as it does anywhere. The difference is that we do it for all three tiers, and a person explains the outcome. See every industry we serve

High risk? You're welcome here.

CBD, firearms, supplements, travel, vape, subscriptions, telemedicine. The businesses other processors turn away get in-house underwriting, specialist banks and a straight answer.

  • In-houseUnderwriting done by our own team, so a "no" comes with a reason.
  • SpecialistBanking partners that choose to work with high-risk industries.
  • In writingRates, reserves and terms on paper before you sign anything.

High-risk industries we work with: CBD & hemp, Supplements & nutraceuticals, Firearms & ammunition, Tobacco & cigars, Alcohol & spirits, Adult products, Online dating, Bail bonds, Debt collection, Credit repair & debt relief, Tech support, Telemedicine, Direct sales & MLM, Fantasy sports, Jet charter, Pawn shops, Timeshare & vacation clubs, High-ticket coaching.

A person answers. Every time.

Including the morning your terminal goes down with a line at the register.

YouTerminal's down and there's a line at the register.

Swipe Saver supportHold the power button for ten seconds. I'll stay on while it restarts.

YouIt's back up.

Swipe Saver supportGood. Call anytime.

Questions.

What is interchange?

The rates Visa, Mastercard, Amex and Discover set on every transaction. Every processor pays them and nobody can negotiate them. We pass them through at cost.

Then how do you make money?

One flat monthly membership, sized to your volume. It doesn't grow when your sales do.

Am I locked into a contract?

No. Month to month, no cancellation fee, and nothing arrives after you leave.

Can I keep my point of sale?

Most likely. We integrate with most point-of-sale systems. Tell us what you run and we'll confirm.

Can I change plans later?

Anytime, with no penalty. Businesses change and the plan should too.

Do you quote custom pricing?

Yes. High volume, several locations or an unusual mix: tell us in the form and we'll price it.

All questions

Same sales. A cleaner statement.

Interchange at cost, one flat membership, and nothing added on top. This is what you'd see every month.

Get my free analysis

MONTHLY STATEMENT


  • CARD SALES$$$$$
  • INTERCHANGEAT COST
  • MEMBERSHIPFLAT
  • ADDED FEES0.00

YOUR AUDIT

  • FEES CUT0
  • BINGO FEES FOUND0/24
  • RISK TIERNOT SELECTED
  • EST. SAVINGSNOT RUN

NO CONTRACT · NO LEASE

THANK YOU

Lock in your membership.

Tell us where to reach you. Your specialist confirms your plan, sends your price in writing and gets your account moving. Nothing to pay today, and no contract, ever.

  • Interchange at cost plus one flat membership
  • Month to month, no cancellation fee
  • Free terminal, or keep the one you have
  • A dedicated specialist with a direct line

Your details

Your answers, bingo card and estimate are attached automatically.

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